Housing Programs

The Planning & Community Development Department administers, provides, and supports a variety of housing and community development service programs that are aimed to address the housing and community development service needs of the residents of Arlington Heights. Many programs and activities are targeted toward low and moderate-income individuals and households. The goal is to maintain a variety of housing options, including affordable housing opportunities, and to maintain a high quality of life in the community. The Housing division is engaged in planning for the community’s housing and development needs, applying for and administering federal and state grants, and directly implementing housing programs and initiatives.







Village Housing Programs

0% interest home rehabilitation loans for low- and moderate-income homeowners.

Applicant Eligibility
An applicant’s adjusted gross annual household income must be at or below 80% of the area median income, adjusted of household size. Incomes of all household members who are 18 years of age and older will be taken into account when determining the household income. The home must be within the corporate limits of the Village of Arlington Heights. The homeowner must have owned and lived in the home for at least 2 years prior to participation in the program.

Eligible Repairs
Financing is provided for basic repairs and maintenance such as roof replacement, plumbing, electric, etc. Modifications to make homes safer and more accessible for senior and disabled residents are also eligible.

Terms of Financing
Loans are at 0% interest and there are no monthly payments. Eligible low-income homeowners may qualify for loans for 100% of the cost of construction. Moderate-income homeowners may qualify for loans for 70% of the cost of construction. A $100 Village administrative fee is charged for each loan and is included in the loan amount. Loans are repaid when the owner ceases to be the full-time owner-occupant of the home. Most commonly, this is when the home is eventually sold. The maximum loan amount is $25,000. The Village loan, combined with other loans secured by the property, may not exceed 85% of the appraised value of the property. Each loan is secured by an Estoppel Agreement (similar to a second mortgage) that is recorded against the title of the property.

2016 Income Guidelines

Household Size Low-Income (at/below) Moderate-Income (at/below)
 1
$26,950  $43,050 
2 $30,800 $49,200
3 $34,650 $55,350
4 $38,450 $61,500
5 $41,550 $66,450
6  $44,650 $71,350
7 $47,700 $76,300
8 $50,800 $81,200

 

Multi-Family Policy and Developer Toolkits
As stated in the Village's Comprehensive Plan, "The quality of life in Arlington Heights is the community's greatest asset and it is reinforced by the quality of the housing and character of the Village's neighborhoods."


It is the goal of the Village of Arlington Heights to maintain a vibrant community and support its economic base by offering residents a variety of housing types that provide desirable housing for single individuals, families, elderly persons, and members of our community who have special housing needs. A diversity of housing options, that includes affordable homes, enables young adults who grew up in Arlington Heights to return to their hometown to live and to raise their own families. A variety of housing options gives "empty-nesters" and senior citizens the ability to downsize without leaving the community. Affordable housing opportunities also enable entry level and lower wage workers to locate near their places of employment in and around Arlington Heights. Workforce housing supports the local economy by providing an available workforce.

Developers of new and substantially altered multi-family for-sale and rental residential developments are asked to explain how their project is responsive to the Village's affordable housing goals. Developers are provided with guidelines and tools for including affordable housing units in their developments in the Village of Arlington Heights' Multi-Family Affordable Housing Toolkit for For-Sale Housing and Affordable Rental Housing Guidelines

Federal Housing Programs

Housing Choice Voucher Program
The Federal Section 8 subsidized housing program is administered by the Housing Authority of Cook County. There is a waiting list. Call 312.663.5447.

Federal Subsidized Housing in the Village of Arlington Heights

Linden Place
110 units for low income senior citizens and 80 units for low income families. For more information, call Linden Place at 847.228.1212.

Goedke House
118 units for low income senior citizens. For more information, call Goedke House at 847.253.5450.

Cedar Village of Arlington Heights
80 units for low income senior citizens. For more information, call Cedar Village of Arlington Heights at 847.506.1010.

Other Housing Programs

Foreclosure Prevention
The Illinois Housing Development Authority has information for people who are currently behind on their mortgage payments or who anticipate problems with meeting future mortgage payments. Also, free Foreclosure Avoidance Counseling is available from HUD approved housing counseling agencies.

Rental Housing Locator
The State of Illinois has created a website to assist renters in finding affordable and accessible properties. This online service is free. Searches may be done by location, rent amount, eligibility requirements, and more. Landlords may advertise properties for fee and may provide detailed information and photographs for properties for rent. Fore more information call 877.428.8844.

 

Northwest Housing Partnership

The Northwest Housing Partnership is a non-profit organization that works to develop affordable housing opportunities in the northwest suburbs of Chicago. Some of the NWHP's programs include:

Handyman Program
Provides residents 65+ and people 18+ with disabilities with home repairs. The cost is shared by the resident and the program on a sliding scale basis. Repairs are done by experienced, vetted handymen. Available only in the following communities: Arlington Heights, Buffalo Grove, Mount Prospect, Rolling Meadows and Palatine.  

Homebuyer Downpayment Grant Program
Provides down payment assistance to income-eligible households purchasing homes in the Townships of Barrington, Cuba, Ela, Hanover, Palatine, or Schaumburg.  

Suburban Cook County Residential Resilience Program
Assists income-qualified owners of single through 4 unit homes who reside in suburban Cook County with a one-time monetary grant to assist with flood remediation and mitigation. Residents are required to show evidence of damage incurred from the April/May 2013 flood. 

Home Accessibility Program
Helps homeowners address long overdue home accessibility issues that affect the health or safety of their families. Low Income Homeowners may qualify for a grant up to $25,000 in home modification, performed by professional contractors. Grant is forgivable after 5 years.